How Insulation Affects Heat Transfer
Last updated February 13, 2026
Last updated February 13, 2026

Many people who live in the Minneapolis and St. Cloud area believe that the main purpose of insulation is to keep their homes warm in the wintertime when the snow is falling. While this is true, it overlooks the fact that insulation is just as important during the summertime as it is in the winter. Why? The simple answer boils down to one thing: heat transfer.
To understand exactly how insulation works, it helps to also have an understanding of heat transfer—here’s what you need to know.
Heat transfer is what occurs when two or more physical systems exchange energy with one another. The rate at which heat is able to transfer from one thing to another depends upon their individual temperatures and also what the medium is made out of. Heat transfer can typically be broken down into three basic types—conduction, convection and radiation. For reference:
All three of these types of heat transfer occur in most homes. While this is great in conditioned spaces, heat transfer between conditioned and unconditioned areas is undesirable. In most cases, the cause can be attributed to improper insulation, which results in high utility bills.
If heat transfer is occurring in your home, you can get a lot of mileage out of beefing-up your insulation. Insulation is especially useful when combined with air sealing, which allows it to operate at its full capacity and stop heat transfer in its tracks. At RetroGreen, we utilize a number of different types of insulation, some of which are more functional in certain circumstances than others. These include:
The team at RetroGreen is well-versed in the finer points of insulation and can help choose the materials that are best-suited for your home, whether that is spray foam, RetroFoam, cellulose, fiberglass or otherwise.
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Chris didn't start RetroGreen Energy because he wanted to be in the insulation business. He started it because he wanted to fix homes the right way.
After earning his BPI Building Analyst certification and Minnesota Building Contractor license, Chris spent years studying how homes perform as systems. He saw firsthand that most comfort and energy problems weren't caused by old windows or outdated furnaces — they were caused by air leakage and inadequate insulation that nobody was diagnosing properly.
In 2009, he launched RetroGreen Energy with a commitment to doing things differently. Every project would start with proper diagnostics. Every recommendation would be based on data, not sales targets. And every homeowner would get the honest truth about what their home actually needed.
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