As energy costs climb and sustainability becomes a priority, 2025 presents an unprecedented opportunity for Minnesota homeowners to invest in energy-efficient insulation upgrades, and get paid to do it. Thanks to a powerful lineup of federal, state, and utility rebate programs, improving your home’s comfort and reducing your carbon footprint has never been more affordable.

At RetroGreen Energy, we’re not just insulation experts, we help you understand and access the best rebates available so you can maximize your return on investment and improve your home’s comfort.

Why 2025 Is the Year to Upgrade Your Insulation

With the introduction of new federal programs and the continuation of local and utility incentives, there has never been a better time to invest in energy-efficient insulation. However, the complexity and eligibility requirements of these programs can make it difficult for homeowners to know where to start.

That is where RetroGreen Energy comes in. We provide energy audits, expert recommendations, and full support through the rebate application process.

Federal Programs Under the Inflation Reduction Act

The Inflation Reduction Act (IRA) provides funding for two major residential energy efficiency programs that support insulation upgrades.

1. HOMES Rebate Program

The Home Efficiency Rebates (HOMES) program rewards homeowners for reducing their overall energy usage.

• Rebates up to $8,000 per home, based on performance
• Available for existing single-family and multifamily homes
• Not yet available in Minnesota but expected to roll out in 2025

2. Home Electrification and Appliance Rebates (HEAR)

This program provides income-based rebates for energy-efficient home upgrades, including insulation.

• Up to $1,600 in insulation-specific rebates
• Total potential of $14,000 across all home improvements
• Households under 80% of Area Median Income may qualify for 100% coverage
• Launch timeline for Minnesota has not yet been announced

RetroGreen will be ready to support customers as these programs become available, ensuring every qualifying project meets the criteria and includes the proper documentation.

Insulation Upgrades That Qualify — What You Should Know

To take full advantage of rebates and tax credits, your insulation project must meet specific program requirements. RetroGreen Energy ensures every project is compliant, efficient, and properly documented.

Commonly Covered Insulation Services

Many programs cover:

• Wall insulation using injection foam
• Attic insulation combined with air sealing
• Crawl space and rim joist insulation
• Foundation or basement insulation

These improvements significantly reduce heating and cooling costs, stabilize indoor temperatures, and contribute to healthier indoor air quality.

Why Energy Audits Matter

Energy audits are often a requirement for rebate approval. Our comprehensive home energy assessments:

• Identify areas of energy loss
• Provide improvement recommendations
• Create a baseline for measuring savings
• Supply the documentation needed for rebate applications

RetroGreen is Building Performance Institute (BPI) certified, which means our audits and upgrades meet the highest industry standards.

Support With Rebate Paperwork and Compliance

Most rebate programs require detailed paperwork, including:

• Pre- and post-installation metrics
• Certified contractor documentation
• Itemized invoices

We handle this process for you from start to finish to ensure accuracy and maximize your savings.

Local Utility Rebates Available Right Now

Even while we wait for federal programs to roll out, Minnesota utilities are offering immediate cash incentives for insulation and air sealing.

Xcel Energy

• Eligible Services: Attic insulation, wall insulation, air sealing
• Rebate Amounts: Varies by service
• Bonus Incentive: Additional $600 rebate if paired with a qualifying heat pump installation within two years
• Total Savings: Based on individual measures; heat pump pairing increases eligibility

Minnesota Energy Resources

• Eligible Services:
  • Sidewall insulation: up to $750
  • Foundation or rim joist insulation: up to $425
  • Attic insulation and air sealing: up to $650
• Rebate Structure: Covers up to 50% of total project cost
• Maximum Limit: Subject to individual measure caps listed above

CenterPoint Energy

• Eligible Services:
  • Attic insulation: up to $300
  • Wall insulation: up to $300
  • Air Sealing: up to $300
• Rebate Structure: Covers up to 30% of total project costs, depending on service
• Maximum Limit: Total rebate not to exceed $600 per account

Our team can confirm your eligibility, provide compliant services, and submit your application to your utility provider on your behalf.

Minneapolis Bonus Rebates – Up to $14,000

If you live in Minneapolis, you’re in luck.

The Minneapolis Bonus Rebate Program offers added incentives for insulation, air sealing, and related energy improvements:

• Green Zone Properties: Up to $14,000
• Non-Green Zone Properties: Up to $5,000
• Eligibility: 1–4 unit residential homes (including rentals)

⚠️ Work must be completed before applying. RetroGreen ensures your projects meet city standards, so you don’t miss a dollar.

Your Partner for Energy-Saving Home Improvements

RetroGreen Energy is more than an insulation contractor. We are your partner in energy efficiency, helping you identify eligible upgrades, conduct certified audits, and complete rebate applications from start to finish.

Our clients consistently report lower energy bills, improved comfort, and peace of mind knowing they have maximized their savings through available programs.

Get Started Today

Take advantage of these rebate programs before funds run out or deadlines pass. Whether you live in St. Cloud, the Twin Cities, or anywhere in between, RetroGreen Energy is ready to help you plan your next insulation project and save thousands in the process.

Call us today or schedule your consultation online to learn more.